How We Can Help
Bankruptcy laws help people who can no longer pay their creditors get a fresh start. The Gallian Wilcox team is dedicated to making this fresh start as positive and fair as possible. The Federal courts have exclusive jurisdiction over bankruptcy ,which means that a bankruptcy case cannot be filed in a state court.
The most common types of bankruptcies for consumers are chapter 7 liquidations and chapter 13 repayment plans. An individual without a certain level of regular income qualifies for a chapter 7 discharge of debts, while an individual with a regular source of income may develop a plan to repay all/part of their debts under Chapter 13. Businesses may reorganize and create a plan to pay some or all of its debt under Chapter 11. Gallian Wilcox will advise and assist you through the proper bankruptcy procedure that will help get your life, family and company back to normal and on to success.
